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Seeking treatment for an addiction is a very big step on the road to recovery. Although everyone has different needs, cost plays a major role when considering different programs, centers and services. Having a clear picture of the financial obligations from the beginning will assist in making the decisions that will determine the duration and type of treatment that will be affordable for the patient.

Here are five things to consider:

1. Cost and Duration of Detoxification: Every detoxification program is based on the level and type of addiction being treated. For more extreme addiction cases, there are additional adjunct medical issues that must be addressed. There are a number of protocols used for both drugs and alcohol, including mild sedatives, holistic treatments such as massages, exercise, and detoxification meals.

2. Duration: The duration of treatment varies based on the type and level of addiction of the patient and the patient’s specific needs. There are mental, psychological and medical issues that must be addressed. The amount of time needed will increase based on the severity of the addiction. Drug and alcohol treatment programs have an average duration of one month to 90 days but can last for more than a year. The variables of the duration vary on a case-by-case basis.

3. Insurance: Your insurance company may or may not cover services such as detoxification, outpatient, inpatient and residential treatment. With addiction sometimes viewed as an incurable or recurring disease, insurance companies may not want to provide coverage. Each treatment facility usually has its own insurance and coverage policy.

Since addiction may be viewed as a medical disease, your insurance coverage may cover all or part of your treatment, but it is best to check with your provider to make sure. In the event you are not covered, working with the facility to arrange a payment plan and knowing the out-of-pocket expenses you may be facing is essential.

4. Expectations: Knowing your expectations and limitations is key. Every treatment facility is different, and knowing how much you are willing to pay for services based on the location, affordability and your financial obligation all play a major role in your decision. Be realistic in your choices based on the information you have to determine what would be the best route of recovery for you.

5. External Factors: What will be the repercussions of not seeking treatment? Is your job in jeopardy? Will your health suffer? What about your relationships? Are you legally bound to seek treatment? Although these are added stressors, they are valid issues to consider. If any of these scenarios are a part of your decision, you can’t afford to take the risk of not following through. While it may pose a short-term financial hardship, there is too much at stake to lose.

Once you have all the information you need, you can make an educated decision about which type program will best meet your needs. It is important to consider your finances and responsibilities, especially if your insurance will not cover the costs. Once you have this information, you will be better equipped to determine a plan of action to move forward.

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5 Financial Considerations When Seeking Treatment
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