For some people, the ability to pay for addiction treatment is the only barrier to getting well. You want to get help, but how to pay for it remains the problem. When you or a loved one have health insurance coverage, a portion—or all—of rehab costs may be covered by your policy, making treatment affordable and accessible.
The Affordable Care Act (ACA)
Enacted in 2010, the Affordable Care Act removed cost-related barriers for many who need access to rehab programs.1 The ACA requires all health insurance companies to provide coverage for addiction treatment services. Also, addiction is no longer considered a pre-existing condition, which means it no longer disqualifies people from accessing the care they need through insurance.
Reducing Costs While Saving People
Besides passage of the ACA, insurance carriers also recognized that helping people recover from substance abuse likely reduces overall costs. More serious and costly health complications result if addiction problems are left untreated. In most cases, people suffering from a substance use disorder can’t recover on their own, and professional treatment is necessary.
Accessible and Affordable Rehab: IOP
The preferred option for most health insurance companies is outpatient treatment because, when compared to residential programs, outpatient treatment is less expensive while delivering similar results. One study reported that intensive outpatient programs are as effective as inpatient treatment for most individuals seeking help for drug and alcohol use.2
Outpatient therapy is an effective alternative to inpatient treatment if you don’t need round-the-clock support. You’ll receive counseling and treatment services and return home to your family after treatment. An outpatient program also allows you to enjoy a flexible schedule while attending to your other responsibilities. Here are just a few benefits of an IOP:
- You can work or attend school.
- IOP is less expensive than residential programs.
- IOP keeps you close to your support structure of friends and family.
- At our Los Angeles rehab, you choose from morning, afternoon or evening sessions—whichever fits best with your commitments and obligations.
Finding a Los Angeles Rehab
When you live or work in southern California, contact our Los Angeles rehab to verify what your health insurance covers regarding our treatment programs. Once you enter outpatient rehab, payments are made from your health insurance carrier directly to the treatment center.
Once you have payment for treatment arranged, you can use your time and energy to focus on the most important issue—healing and recovering from addiction. When you live or work in L.A. or one of its surrounding areas, a Los Angeles rehab is the best choice for healing and recovering, as it keeps you close to your obligations while delivering effective addiction treatment.